UnitedHealth Projects Stable High Star Ratings for Medicare Advantage Plans in 2026

UnitedHealth projects that approximately 78% of its members will be enrolled in Medicare Advantage plans rated four stars or above for the upcoming year. This projection aligns with the company's historical performance and expectations, suggesting stable access to enhanced government bonus payments linked to star ratings. These ratings will be officially released by the Centers for Medicare and Medicaid Services in October and will influence insurer reimbursements and membership decisions for 2027. The Medicare Advantage segment remains a key growth area for health insurers amid rising medical costs and tighter government reimbursement policies. UnitedHealth's steady star rating projection contrasts with investor concerns and supports confidence in its financial outlook. The company is also preparing to reaffirm its adjusted profit forecast for 2025 during upcoming investor meetings, despite ongoing cost pressures and reputational challenges within the competitive insurance market.