Cycling Fatalities Rise in Connecticut Amid E-Bike Popularity and Regulatory Challenges

Connecticut has witnessed a notable rise in bicycle-related fatalities, with six confirmed cyclist deaths so far in 2025, marking a sharp increase over the past five years. This uptick follows increased bicycle and e-bike sales during the COVID-19 pandemic, contributing to heightened safety concerns for cyclists on state roadways. The recent death of Frederic W. Sternberg Jr., a 65-year-old e-bike rider who sustained fatal injuries after falling while attempting to remove a hazardous object from the road, underscores the risks faced by cyclists.

E-bikes in Connecticut represent a particular regulatory challenge due to their variable speeds, which can reach up to 70 mph when modified. These vehicles occupy a legal gray area as they are faster than standard bicycles yet lack the registration, insurance, and licensing requirements typical of motorcycles. This gap complicates enforcement and safety regulation, raising questions around the development of comprehensive policies to govern e-bike use.

State authorities, including the Department of Transportation and local law enforcement, have emphasized the need for increased public awareness regarding cycling safety and sharing roadways with cyclists. Despite a broader decline in overall roadway deaths, the rise in cycling fatalities and injuries demands targeted responses to address emerging risks associated with increased bicycle traffic and e-bike use.

The incident involving Sternberg, which occurred without the involvement of other vehicles, highlights the inherent dangers of the roadway environment for cyclists, especially when interacting with obstacles. Public safety messaging and infrastructure improvements may be critical to mitigating such risks, as well as clarifying regulatory standards for emerging vehicle types like e-bikes.

These developments have implications for insurers overseeing liability and health coverage related to cycling injuries and fatalities. Heightened risks may influence underwriting considerations and encourage the exploration of specialized products tailored to e-bike riders and bicycle-related incidents. Regulatory clarity may also affect insurer risk assessments and claims processes.