Agility Insurance Services Partners with Heartland National Life to Expand Senior Insurance Offerings
Agility Insurance Services, a prominent Field Marketing Organization (FMO) and General Agency specializing in health and life insurance, has established a new partnership with Heartland National Life Insurance Company based in Independence, Missouri. Heartland National, operating since 1964, focuses on providing specialized insurance products mainly aimed at seniors, addressing gaps in coverage and critical healthcare financial needs. This partnership aims to enhance the service offerings available to Agility's agents and brokers nationwide, expanding opportunities in the senior insurance market and comprehensive coverage solutions.
Heartland National's product suite includes Medicare Supplement (Medigap) plans, hospital indemnity insurance, home healthcare plans, as well as critical illness coverage for conditions like cancer, heart attack, and stroke. Additionally, Heartland offers annuities, notably the Secure Rate Multi-Year Guaranteed Annuity (MYGA), which provides stable retirement income options. These products are designed to complement existing health insurance policies by covering out-of-pocket expenses such as deductibles and copayments, offering extended protection for insured individuals.
Agility Insurance Services supports its extensive network of agents with a range of resources, including contracting, training, and marketing support, aimed at improving enrollment efficiency and commission advocacy. The agency's service model includes bilingual support, technology platforms, and customized marketing materials, reinforcing its commitment to enable agents to effectively navigate the complex health insurance landscape for individuals and small businesses.
This alliance reflects market trends emphasizing tailored insurance solutions for the aging population and small business sectors. It also aligns with regulatory shifts encouraging comprehensive coverage and consumer protection in health and retirement planning. The partnership positions Agility to leverage Heartland National's specialized products and technology integration, enhancing competitive market reach and agent productivity across multiple states.
In summary, the collaboration between Agility Insurance Services and Heartland National Life Insurance is poised to expand insurance market access, particularly in Medicare and supplemental insurance segments. It enhances agent capabilities through innovative product offerings and robust support infrastructures, responding to evolving consumer needs and industry regulatory frameworks. This strategic partnership exemplifies ongoing efforts within the insurance distribution network to address coverage gaps and improve service delivery in the U.S. health insurance market.