Atlantic American Posts Profit Growth in H1 2025 Driven by Premium Revenue Gains

Atlantic American Corporation reported a net income of $3.3 million, or $0.15 per diluted share, for the quarter ended June 30, 2025, a significant turnaround from a net loss for the same period in 2024. For the six-month period ending June 30, 2025, net income totaled $4.1 million, or $0.19 per diluted share, compared to a net loss in the prior year period. This positive shift was mainly driven by increased premium revenue and higher unrealized gains on equity securities. Operating income also improved, increasing by $2.7 million for the quarter and $5.4 million for the six months compared to 2024. The growth in operating income was supported by premium revenue gains in the inland marine line within property and casualty operations as well as the Medicare supplement and group accident and health lines within life and health operations. Atlantic American’s business model benefits from diversified product offerings across specialty markets in life, health, and property and casualty insurance lines through its subsidiary companies. The company continues to emphasize its growth strategy focused on new business momentum and retention of existing contracts, contributing to its financial performance. The financial results were presented in accordance with GAAP, with additional disclosure on non-GAAP operating income metrics to highlight core business operations. Forward-looking statements included standard risk factors such as economic uncertainty, market disruptions, claim trends, regulatory developments, and cybersecurity risks. Atlantic American is positioned to pursue sustained profitable growth in the second half of 2025. The company’s principal insurance subsidiaries include American Southern Insurance Company, American Safety Insurance Company, Bankers Fidelity Life Insurance Company, Bankers Fidelity Assurance Company, and Atlantic Capital Life Assurance Company. The report also noted the company’s reconciliation of non-GAAP measures and provided caution on forward-looking risks relevant to insurance professionals and investors. This financial update reflects trends in premium revenue growth and operating income improvements within niche insurance market segments that could influence competitive positioning and strategic planning for similar insurers.