Medicare Plans Stable as Medicaid Faces Changes - Benefits Review Encouraged

As major legislative changes approach for Medicaid in 2026, Medicare remains largely stable, though beneficiaries should expect adjustments in deductibles, co-insurance, and provider networks. Insurance professionals advise beneficiaries to closely review annual notices of change to understand the coverage updates for the upcoming year. Open Enrollment for Medicare Advantage plans runs from October 15 to December 7, with coverage starting January 1; there is an extended period until March 31 allowing beneficiaries to switch plans if needed. Guidance from licensed benefit consultants can help individuals tailor plans to their specific healthcare needs, considering varying benefits such as transportation, hospitalization, and pharmacy coverage. The evolving insurance landscape requires beneficiaries to stay informed and actively manage their coverage to align with their health status and preferences.