FBI Alerts on Fraudulent Health Discount Plans Posing as Insurance

The FBI has issued a warning about scammers impersonating health insurance companies to offer fraudulent discounted plans. These schemes involve charging consumers for health discount plans that do not provide actual insurance coverage, leaving buyers uninsured despite monthly payments. Experts advise that these so-called discount plans, often marketed via unsolicited calls and online ads, do not substitute for legitimate health insurance coverage.

Insurance professionals should note the importance of consumer education to avoid scams and the recommendation to use official state health insurance marketplaces for authentic plan options. Awareness of these fraudulent activities highlights ongoing challenges in regulatory compliance and consumer protection within the health insurance sector.