INSURASALES

Medicaid Cuts Risk Disrupting Essential Primary Care Connections and Increasing Costs

Recent debates in Congress around Medicaid cuts raise concerns about the broader impacts of disruptions in health insurance coverage, particularly on older adults with chronic conditions. Research shows that stable, continuous health insurance is key to maintaining regular engagement with primary care providers, which supports better health outcomes and reduces emergency medical events.

Most Americans get health insurance through employment or government programs like Medicaid, but losing coverage can sever vital connections to trustworthy doctors, leading to reduced preventive care and worsening chronic conditions.

The Affordable Care Act significantly expanded coverage, decreasing the uninsured rate and improving health in middle-aged adults. However, interruptions in health insurance are linked to poorer clinical markers such as elevated blood pressure and kidney dysfunction, alongside lower adherence to recommended treatments. Consistent relationships with primary care providers increase the likelihood of receiving preventive screenings, including mammograms and cardiovascular checks, that can preempt costly and severe health emergencies. These long-term health effects correspond with financial impacts: Medicare data indicates individuals with regular care providers experience 38% lower chances of incurring above-average health care costs. Loss of coverage shifts care to emergency settings, which are more expensive and often lead to uncompensated hospital charges, thus increasing costs for insurers and taxpayers. Medicaid plays a critical role by enabling low-income and disabled Americans to maintain health care continuity, which in turn promotes system-wide savings and better health outcomes. The potential legislative rollback of Medicaid funding threatens to disrupt these protective links, raising significant concerns about the health and financial well-being of millions of Americans reliant on stable insurance coverage and primary care engagement.