INSURASALES

NOAA Forecasts Active 2025 Atlantic Hurricane Season with 13-19 Named Storms

The 2025 Atlantic hurricane season is set to begin on June 1 with forecasts indicating a higher-than-average level of activity. The National Oceanic and Atmospheric Administration (NOAA) projects between 13 and 19 named storms, with 6 to 10 becoming hurricanes and 3 to 5 reaching major hurricane status. While this forecast does not imply that all storms will impact specific regions such as Hampton Roads, it underscores the potential for increased weather disturbances across the Atlantic basin over the coming months.

NOAA’s seasonal outlook factors in various climatic conditions including sea surface temperatures in the Caribbean and Atlantic, along with broader hemispheric weather patterns. The current active phase in the Atlantic is associated with warmer sea temperatures and favorable African monsoon positioning, which historically align with more frequent storm development. Additionally, recent prevalence of La Niña conditions over El Niño also contributes to the likelihood of an active hurricane period.

The organization has also released the list of storm names for the 2025 season, which includes names such as Wendy, Dexter, and Karen. This advance notice serves as a prompt for both residents in vulnerable areas and insurance professionals to review and ensure preparedness plans and policies are current.

Experts emphasize the importance of readiness, advising individuals and businesses to verify the status of homeowners’ and flood insurance coverage, understand flood zone designations, and maintain emergency supply kits. These steps support risk mitigation and improve resilience to hurricane-related disruptions.

For insurance market stakeholders, the forecast informs risk assessment, underwriting strategies, and claims preparedness in coastal and flood-prone areas. Ongoing monitoring of storm developments and regulatory updates will be critical in managing exposure and supporting policyholder needs throughout the 2025 hurricane season.