Ryan Specialty Expands RT FLEX for Enhanced Insurance Solutions
Ryan Specialty expands RT FLEX to include property, casualty, construction, and executive and professional liability lines.
In a significant development, RT Specialty and Ryan Alternative Risk, divisions of Ryan Specialty, have announced the expansion of RT FLEX, their proprietary follow-line facility. This initiative, first launched in 2025, is now broadened to encompass an array of insurance lines critical to the industry: property, casualty, construction, and executive and professional liability. Such expansions aim to enhance the capacity for excess casualty placements through a streamlined process that utilizes the market-leading capabilities of Ryan Alternative Risk and the distribution strength of RT Specialty.
RT FLEX: A Comprehensive Solution
The expanded RT FLEX platform offers a seamless and efficient approach to securing insurance coverages, particularly for middle-market and large-account risks. By incorporating these new lines, the facility now includes a diverse range of products such as property, builder’s risk, excess casualty, professional liability, directors and officers liability, and medical professional liability, among others. This broad scope allows the facility to serve a wider clientele, reinforcing Ryan Specialty’s commitment to providing tailored insurance solutions.
Strategic Features and Capabilities
Key to RT FLEX’s success is its structure, which mirrors the pricing, terms, and conditions of leading carriers, all while supporting up to 50 percent of a controlled layer conditioned on underwriting approval and capacity. The platform's reliance on centralized underwriting oversight, portfolio management, and comprehensive analytics ensures thorough market evaluation and risk assessment. Ben Newton, chief underwriting officer at Ryan Alternative Risk, highlighted that the facility provides a scalable solution that efficiently supports insurance placements across property and liability spectrums.
| Insurance Lines | Description |
|---|---|
| Property | Coverage for physical assets and real estate. |
| Casualty | Protection against liability claims from third parties. |
| Professional Liability | Risks associated with professional advice and services. |
Industry Implications
For insurance agents, brokers, and underwriters, the expansion of RT FLEX represents a streamlined avenue to access coverage for complex risks through a single platform. It highlights how leveraging proprietary facilities can enhance market reach and client service by simplifying the underwriting process and ensuring access to additional capacity. With its commitment to structured solutions and innovative risk management, Ryan Alternative Risk continues to play an important role in navigating the intricacies of modern insurance needs.