University of California Open Enrollment Period 2026
The University of California's open enrollment period for benefit selections will commence at 8 a.m. (PT) on Thursday, October 29, 2026, and conclude at 5 p.m. (PT) on Friday, November 20, 2026.
During this period, participants can choose from the same medical, dental, and vision plans, as there are no changes to carriers or administrators. However, premium and cost adjustments will take effect in 2027. Noteworthy in this enrollment period is the continuation of Health Net's administration of the UC Blue & Gold HMO, extending through the end of 2027. Insurance professionals should remain attentive to these adjustments, as they may impact policyholder inquiries and service requests.
Premium and Coverage Adjustments
The upcoming year brings news of increased medical plan premiums and out-of-pocket expenses, a move communicated by Vice President Dianna Henderson. These hikes reflect the university's efforts to manage escalating healthcare costs. For employees unaffiliated with bargaining agreements, premium contributions will see monthly increases ranging from $6.58 to $29.24. Union-represented members will adhere to contributions set by their specific bargaining agreements. For a detailed breakdown of individual costs, the ALEX tool remains a valuable resource.
Plan Network Participation
In 2027, out-of-pocket medical expenses will rise, and it's advisable for participants to consult with healthcare providers regarding network participation changes. Should such changes significantly impact healthcare access, the university and health plans will inform members of potential alternatives. Insurance professionals should be prepared for customer inquiries regarding these network adjustments and their potential effects on coverage and claims.
Expansion of Insurance Offerings
California Casualty will continue to offer auto, home, and renters insurance to UC faculty, staff, and retirees, complete with exclusive rates and payment flexibility through payroll deductions. From December 1, 2026, interested individuals can explore these options by contacting California Casualty directly. This ongoing partnership offers a valuable opportunity for insurance agents to target a consistent market niche while offering specialized products.
| Plan Type | Coverage | Key Details |
|---|---|---|
| Medical | UC Blue & Gold HMO | Administered by Health Net, no carrier changes |
| Dental | Full Coverage | Maintained without changes |
| Vision | Full Coverage | Warby Parker joins VSP network |
Resource and Enrollment Tools
For comprehensive enrollment experience, tools and resources are available to assist in comparing options and addressing queries. Enrollment through the UCPath platform is mandatory for Health and Dependent Care FSAs each year. However, participants can enroll in pet, auto, home, renters, and AD&D insurance year-round. While AD&D plan modifications are not part of open enrollment activities, applications can be processed via UCPath, ensuring flexibility in coverage updates.
Insurance agents and administrators should be aware of these timelines and adjustments, as their professional expertise will be crucial in guiding policyholders through the upcoming changes and ensuring smooth transitions.