Lead Hazard Reduction Grant Program for Homeowners and Renters
The Lead Hazard Reduction Grant Program aims to extend financial support to low-to-moderate income homeowners and rental property owners in Benton County and nearby areas to address lead-based paint hazards, with a goal to assist up to 100 households, a significant increase from the current three.
This initiative, encompassing areas such as Iowa, Jones, Johnson, Linn, and Washington Counties, includes potential improvements like the installation of new windows and doors, radon mitigation, and repainting both interiors and exteriors to promote health and safety. To qualify, properties must have been built before 1978 and have a child aged five or younger residing in or frequently visiting the home. Rental properties can also apply, provided they meet a matching funds requirement and other eligibility criteria.
Grant Eligibility and Requirements
The eligibility criteria for the program emphasize that household income should not exceed 80% of the area median income, with a slightly higher threshold of 50% applied to rental properties. Moreover, property owners must be current on their mortgage payments, ensure their property taxes are up-to-date, and maintain an active homeowner's insurance policy. A unique aspect of this opportunity is the requirement for homeowners to agree to a three-year forgivable mortgage, dependent on continued ownership of the property.
Program Benefits and Application Process
The financial aid offered by this program not only supports direct improvements to property conditions but also significantly enhances the quality of living environments, thereby safeguarding families from health risks associated with lead exposure. Interested homeowners and rental property owners can seek further information from the East Central Iowa Council of Governments, which manages the program details and applicant support.
| Criteria | Details |
|---|---|
| Eligible Properties | Built before 1978, with a child aged five or younger residing or visiting |
| Income Limit | 80% area median for homeowners, 50% for rental properties |
| Additional Requirements | Current mortgage, taxes paid, active homeowner's insurance |
| Forgivable Mortgage | Three-year term contingent on property ownership |
The East Central Iowa Council of Governments can be reached at their Cedar Rapids office for further inquiries. They are located at 700 16th Street NE, Suite 301, Cedar Rapids, IA 52402. Contact can also be made via phone at 319-289-0074 or email at nicole.beuc@ecicog.org. Additional program details can be found by visiting their website.