Joule Pro Launches Tailored Insurance for Electrical Contractors

Fusco Orsini & Associates, a prominent independent insurance agency based in San Diego, has launched Joule Pro, a tailored national insurance program specifically designed for licensed electrical contractors. With availability across 31 states, Joule Pro caters to businesses ranging from small service shops to large industrial contractors, providing coverage uniquely focused on the electrical industry.

Joule Pro sets itself apart by focusing exclusively on electrical contractors, offering specialized coverage that general contractor policies may not. This initiative partners with over 25 carriers skilled in managing electrical risk, enabling tailored policy terms. Coverage offerings include general liability, professional liability, builders’ risk, business auto, and pollution-specific policies to address the diverse needs of electrical work.

According to Michael Fusco, Founder & CEO of Joule Pro, the program is crafted to meet the unique challenges posed by electrical work, emphasizing customized coverage options, dedicated in-house claims support, and advanced risk engineering. The insurance suite further includes general liability with electrical-specific endorsements, workers' compensation optimized for energized tasks, and comprehensive equipment insurance.

The onboarding process with Joule Pro is streamlined, starting with a discovery call, risk profiling, and the creation of a bespoke insurance marketing plan, typically concluded within a week. Clients receive support from a dedicated team—including a broker, account executive, and customer service representative—ensuring a high level of personalized attention. With a deep-rooted expertise in the electrical sector, reflected in high client retention rates, Fusco Orsini & Associates demonstrates a strong commitment to client-focused service.