Protecting Your Home Before Vacation: Tips from Mercury Insurance

Mercury Insurance is advising homeowners on effective measures to secure their homes before embarking on vacations. Research shows nearly two-thirds of travelers acknowledge they could enhance their property protection strategies. With travel plans ranging from short weekend trips to extended vacations, Mercury offers several precautionary steps to address potential risks such as theft, water damage, and electrical issues.

Larry Anderson, Director of Underwriting Operations at Mercury Insurance, emphasizes the advantages of these preparations. Simple actions like checking the water supply, maintaining the appearance of occupancy, and asking a trusted contact to monitor the property can significantly alleviate concerns for homeowners while they are away.

Minimize Vacation-Related Home Risks

• Lock all doors and windows, including second-floor and garage doors.
• Use lighting timers or smart-home automation to simulate occupancy.
• Manage mail and package deliveries by pausing them or having a neighbor collect them.
• Shut off the main water supply to prevent unnoticed leaks.
• Adjust the thermostat to conserve energy while safeguarding indoor conditions.
• Test smoke alarms, security sensors, replace batteries as needed, and confirm monitoring systems are operational.
• Arrange for someone to periodically check the home for issues like storm damage or signs of forced entry.
• Delay posting vacation photos on social media to avoid signaling the home is empty.
• Keep the yard maintained by mowing lawns and securing outdoor equipment before departure.
• Review the homeowner's insurance policy and update contact information in case of emergencies during your absence.

Anderson notes, "A vacation should conclude with pleasant experiences, not unexpected repair expenses. Proactive measures can help homeowners avoid such scenarios."

For more information on homeowners insurance policies and preventative steps, Mercury Insurance directs individuals to their Resource Center. As a multi-line insurance provider, Mercury offers a range of personal and commercial insurance products through an extensive network of independent agents across several states. Renowned for competitive rates and reliable customer service, the company boasts an "A" rating from A.M. Best and recognition by organizations like Forbes. For further details, Mercury representatives can be contacted via their corporate website or social media platforms.