Universal Insurance Holdings Earnings Forecast and Financial Overview
Equity research analysts at Dowling & Partners have projected earnings for Universal Insurance Holdings Inc. with an anticipated earnings per share (EPS) of $4.50 for the fiscal year 2026. This contrasts with the current consensus estimate of $4.75 per share for the full year 2025. Looking ahead to 2027, expectations are set at $5.00 EPS. Recent ratings have been varied, with Weiss Ratings maintaining a 'buy' stance, while Zacks Research elevated the stock to a 'strong-buy.' On May 2nd, Wall Street Zen adjusted their rating from 'strong-buy' to 'buy,' resulting in an average rating of 'Buy' and a target price of $40.
Universal Insurance’s stock opened at $38.17, with performance indicators revealing a 50-day moving average of $36.51 and a 200-day average of $33.91. The company, valued at $1.07 billion, shows a market PE ratio of 5.65 and a beta of 0.77. Additional financial metrics include a quick and current ratio of 0.51 and a debt-to-equity ratio of 0.17. Over the past 12 months, the stock price has varied, hitting a low of $21.96 and a high of $41.96.
Latest Earnings and Financial Highlights
In its latest earnings release on April 23rd, Universal Insurance reported $398.16 million in revenue, with earnings of $2.00 per share, surpassing analyst expectations by $0.61. The return on equity was significant at 37.51%, accompanied by a net margin of 12.22%. The company recently disbursed a quarterly dividend of $0.16, yielding 1.7% annually, and reflecting a payout ratio of 9.48%.
Insider Transactions and Ownership
Recent insider transactions include Chairman Sean P. Downes selling 20,000 shares at $34.60 per share, while CAO Kimberly D. Campos sold 879 shares at $33.84 each. These transactions were documented with the SEC. Overall, insiders sold a total of 60,879 shares in the last quarter, representing 15% of total ownership.
Institutional investors like Principal Financial Group Inc. and Allianz Asset Management GmbH have significantly increased their holdings in Universal Insurance. Vanguard Group Inc. also boosted its shares by 2.8% in the fourth quarter. Currently, 66.61% of the company's stock is held by institutional investors.
Headquartered in Jacksonville, Florida, Universal Insurance Holdings provides a range of property and casualty insurance products, focusing on coverage for residential properties vulnerable to natural disasters. Their distribution model primarily relies on independent agents and brokers. The company's portfolio also includes commercial property insurance, meticulously tailored to both small and institutional clients, underscoring thorough protection and reliability.