Choosing Australian Unity for Health Insurance

Selecting a health insurance provider can often be a complex task with numerous policies and intricate details to consider. Australian Unity aims to stand out in the health insurance sector with distinctive offerings. Jake Bottomley, Customer Lifecycle Team Leader at Australian Unity, highlights that members are often surprised by the comprehensive coverage their policies include.

Australian Unity's extras cover provides benefits like physiotherapy services, including sports physiotherapy and hydrotherapy, crucial for pain management and mobility. Lenette Gear, General Manager of Customer at Australian Unity, emphasizes early intervention and sustained support to maintain health and prevent hospitalization.

An additional feature is the No Gap Dental Network, allowing members to access comprehensive dental care, including x-rays, at no extra out-of-pocket cost. These benefits often do not count towards dental limits, offering enhanced value and promoting preventive oral hygiene.

Certain policies include hearing aids, covering appliances, replacements, and repairs, addressing the common and often neglected issue of hearing loss among older adults. Coverage also extends to podiatry and orthotics services, crucial for those with diabetes or circulation issues, enhancing long-term independence.

Additionally, Australian Unity offers the MindStep program, a telephone-based mental health initiative utilizing cognitive behavioral therapy without requiring a GP referral. With a 75% success rate, it significantly improves mental health outcomes. The HealthierMe service provides up to two years of health coaching via telephone, helping members manage chronic conditions and achieve long-term health goals with appropriate hospital cover.

Australian Unity's premium increase for 2026 is set at 3.98%, lower than the industry average, demonstrating the organization’s commitment to managing costs effectively while ensuring valuable coverage. Bottomley underscores the necessity for members to discuss their health needs thoroughly upon joining to secure suitable coverage.

For more information, potential members are encouraged to contact Australian Unity or visit their website.