CTF Life Launches MyWealth Beyond Savings Insurance Plan with Flexible Options

CTF Life has unveiled the MyWealth Beyond Savings Insurance Plan, aimed at providing flexible financial management solutions catered to a diverse clientele. This innovative plan offers both single and regular premium payment options, with a projected total internal rate of return of up to 6.5% by the 20th policy year for single-premium policies in USD.

A key feature of this insurance plan is the "Wealth Accumulation Switching Option," empowering policyholders to adjust their investment strategies dynamically. Customers can choose among three distinct allocation modes: Advance, Balanced, and Conservative. Additional flexible options like the "Currency Switching Option" and "Policy Split Option" enhance the plan's ability to meet varied financial goals and regulatory compliance requirements.

Highlighting its strong financial standing, CTF Life reports a solvency ratio of 282% as of December 31, 2025, under the Hong Kong Risk-Based Capital (HKRBC) framework. This demonstrates the company's robust risk management practices and commitment to maintaining a stable financial position in the insurance industry.