Tern and BikeInsure Revolutionize Electric Bike Insurance
Lakewood, CA — April 28, 2026 — Tern, a prominent name in electric cargo bikes and urban mobility solutions, has embarked on a multi-year partnership with BikeInsure. This collaboration designates BikeInsure as the official provider of electric bike insurance for Tern customers, offering protection against theft, transit mishaps, and riding-related incidents nationwide.
Electric bikes often fall outside the scope of traditional homeowners and auto insurance policies, leaving owners without crucial protection. While manufacturers' warranties cover defects in materials or workmanship, they do not account for real-world risks such as theft or damage during transit. BikeInsure closes this gap by providing tailored insurance specifically for electric bikes, covering areas typically excluded from standard warranties.
"Electric bikes are significant investments, and it's essential to know how to secure those investments against unforeseen events. Our partnership with BikeInsure provides a straightforward two-minute enrollment for a customized electric bike insurance plan, covering new and existing Tern e-bikes and associated accessories. This initiative allows Tern customers to enjoy greater assurance while using their bikes," stated Steve Boyd, General Manager, North America, Tern.
This standalone insurance plan offers financial protection for qualifying Tern e-bikes and their accessories, featuring a low deductible and an efficient claims process to facilitate the repair or replacement of bikes following a covered accident. CEO of BikeInsure, Buzzy Cohn, emphasized the necessity for specialized e-bike insurance, highlighting that standard homeowners policies do not adequately protect these investments.
Significance for Tern Riders
As electric cargo and urban utility bikes become central to everyday activities such as school and grocery trips, it's critical to protect these valuable assets. Risks like accidental damage or theft can result in substantial costs not covered by manufacturers' warranties or homeowners policies. Electric Bike Insure provides dedicated coverage for e-bikes, ensuring that Tern riders' investments remain secure and their mobility uninterrupted.
About Tern Bicycles
Tern is globally recognized for its innovations in electric cargo and urban mobility bicycles, dedicated to helping families and businesses transition to cycling as a primary mode of transportation. Tern's designs focus on safety, resilience, and real-world application, making them ideal for daily travel tasks such as transporting children and groceries. More information is available on the Tern website.
About BikeInsure
Specializing in comprehensive bicycle and e-bike insurance across the U.S., BikeInsure is the Official Bike Insurance Partner for Tern Bicycles USA and other major cycling organizations. Underwritten by Great American Insurance Company, with an "A+" rating from AM Best, BikeInsure operates nationwide to provide protection for a wide range of cycles, including para-adaptive models. Visit their website for more information.