Lincoln National Corporation: Comprehensive Insurance and Retirement Services
Lincoln National Corporation, headquartered in Radnor, Pennsylvania, operates a wide array of insurance and retirement businesses across the United States. The company is structured around four primary segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. Each segment offers distinct products and services catering to different insurance needs.
The Life Insurance segment provides diverse offerings, including term life insurance and various forms of universal life insurance. These include universal life insurance (UL), indexed universal life insurance, and variable universal life insurance (VUL), along with products attached to critical illness and long-term care riders. Meanwhile, the Annuities segment features a comprehensive range of variable, fixed, and registered index-linked annuities.
In the Group Protection segment, Lincoln National offers group nonmedical insurance products such as short and long-term disability, statutory disability, and paid family medical leave administration. Additionally, this segment includes supplemental health insurance and benefits for accident, critical illness, and hospital indemnity. These offerings extend to employer marketplaces through employee-paid or employer-paid plans, ensuring broad coverage options.
The Retirement Plan Services segment primarily targets employers within the defined contribution retirement plan marketplace. It provides both individual and group annuities alongside mutual fund-based programs. The segment also covers plan recordkeeping, regulatory compliance, participant education, trust, and custodial services, making it a comprehensive service provider in the retirement space. Distribution channels comprise consultants, brokers, planners, agents, and other intermediaries, facilitating broad market penetration.
As of March 20, 2026, Lincoln National Corporation’s stock price was $33.810, reflecting a 0.63% increase from the previous closing price. The stock traded within a range of $33.310 to $34.030 in the last market session, with approximately 191.07 million shares outstanding. Its price-earnings ratio stands at 5.8, which is substantially below the industry median of 11.3, highlighting potential investment value.
Despite recent stock fluctuations, with a 1.43% decrease so far for March, Lincoln National's stock remains a point of interest. The year-to-date high was $46.820, and the low was $27.580, marking a 24.07% decline. Investor analysis using AAII's Value Grade considers the stock to be deeply undervalued, earning a Value Grade of A over the previous month.
In terms of relative performance, AAII's weighted four-quarter relative price strength for Lincoln National's stock stands at -7.98%, resulting in a Momentum Score of 28, which indicates weak momentum. For broader insights and a more comprehensive analysis of Lincoln National Corporation’s stock, AAII provides tools and resources to assess fundamental metrics and market analytics, aiding informed investment decisions.