Allianz Malaysia Reports Strong 2025 Financial Results Amid Growth

Allianz Malaysia has reported robust financial results for the twelve months ending in December 2025, showcasing growth in both its general and life insurance divisions. The company's total business volume advanced to RM6.24 billion, up from RM5.65 billion the previous year, reflecting positive contributions from all segments.

CEO Sean Wang attributed Allianz Malaysia's success to technical excellence and adaptability to market changes, expressing gratitude for the trust placed in the company as it nears its 25th anniversary in 2026. This sentiment underscores Allianz's commitment to regulatory compliance and customer trust.

In financial specifics, Allianz Malaysia's operating profit surged by 15.9% to RM1.17 billion, compared to RM1.01 billion in 2024. Gross Written Premiums increased by 6.1% to RM7.69 billion, with the Motor, Bancassurance, and Employee Benefits sectors driving growth. This demonstrates the company's strong underwriting performance and effective risk management strategies.

During Q4 2025, the company recorded a business volume of RM1.60 billion, a 6.7% increase from Q4 2024. However, operating profit slid by 2.2% to RM278.3 million, despite a 4.6% rise in Gross Written Premiums to RM1.81 billion, fueled by Fire, Motor, and Bancassurance businesses.

The general insurance segment, Allianz General Insurance Company (Malaysia) Berhad, reported an 11.2% growth in business volume, reaching RM3.58 billion in 2025. The Motor and Commercial sectors were pivotal, resulting in a 16.1% increase in operating profit to RM624.7 million. Enhanced claims management contributed to an improved combined ratio of 87.9%.

In the life insurance sector, Allianz Life Insurance Malaysia Berhad saw annualized new premiums grow by 6.0% to RM923.9 million, driven by the Employee Benefits and Bancassurance sectors. The value of new business (VNB) rose by 8.3% to RM395.8 million, with operating profit increasing by 13% to RM544.8 million. CEO Giulio Slavich emphasized the resilience and strategic focus of Allianz Life, highlighting the critical role of agents in navigating regulatory challenges and delivering customer-oriented solutions.

On a global scale, the Allianz Group achieved record results in 2025, with operating profit reaching the highest levels in its history. The Group's total business volume rose to 186.9 billion euros, showing an internal growth of 8.1%. Operating profit increased by 8.4% to 17.4 billion euros, with a strengthened Solvency II ratio of 218%, setting ambitious targets for 2026.