Universal Insurance Holdings Q4 2025 Earnings Report Overview
Universal Insurance Holdings, Inc. (NYSE: UVE) is poised to release its fourth-quarter 2025 financial results shortly after the market closes on February 24, 2026. Anticipated earnings stand at $0.60 per share, with revenue projections hitting approximately $372.99 million. A conference call is scheduled for 10:00 AM ET on February 25, 2026, to discuss these results further details can be accessed through the company's earnings report page.
In recent stock performance, Universal Insurance opened at $31.32 with its 12-month range fluctuating between $19.46 and $35.84. The company boasts a market capitalization of roughly $878.44 million. With a price-to-earnings (PE) ratio of 7.39 and stock beta of 0.70, its financial metrics highlight a current ratio and quick ratio of 0.55, alongside a debt-to-equity ratio of 0.20.
Dividend and Analyst Ratings Insights
A dividend distribution of $0.16 per share is set for March 13, 2026, for shareholders recorded by March 6, 2026, resulting in an annualized dividend yield of 2.0%. The payout ratio stands at 15.09%. Analyst ratings present a moderate investment outlook, with Zacks Research recently marking it as "hold" and Piper Sandler raising the target price to $40.00, categorized as "overweight". Wall Street Zen upgraded the stock to a "strong-buy" rating, while Weiss Ratings maintained a "buy" status. MarketBeat reflects an average "Moderate Buy" rating, with a target price of $40.00.
Key insider trading activities include notable sales, such as Chairman Sean P. Downes selling 20,000 shares, and CEO Stephen Donaghy offloading 25,000 shares, indicating a decline in insider ownership. In the past three months, insider transactions amounted to 66,855 shares totaling $2,259,697. Institutional investors have also adjusted stakes, with firms like Dynamic Technology Lab Private Ltd and Intech Investment Management LLC making significant acquisitions, contributing to institutional and hedge fund holdings of 66.61% of Universal Insurance's stock.
Company Overview and Contact Information
Based in Jacksonville, Florida, Universal Insurance Holdings, Inc. specializes in property and casualty insurance, with a focus on homeowners and residential properties, providing coverage against natural disasters such as hurricanes and fires. The company markets its policies through independent agents and brokers to ensure comprehensive coverage tailored to clients' needs. For more detailed insights, direct inquiries and feedback to MarketBeat's contact page.