CNA Financial Reports 2025 Growth with Strong Strategic Achievements
CNA Financial Corporation (NYSE: CNA) has announced its financial results for the fourth quarter and full year of 2025, showcasing notable growth and strategic achievements. The company reported a net income of $302 million for the quarter, a significant increase from the previous year's $21 million, which was affected by a pension settlement transaction. Annual net income for 2025 reached $1,278 million, up from $959 million in 2024.
The Property & Casualty segments reported a core income of $449 million, slightly below the previous year's figure, largely due to a decrease in underlying underwriting results despite increased net investment income. These segments experienced a 2% growth in net written premiums, propelled by a 4% renewal premium change and a 2% increase in written rates.
Performance Across Segments
The Life & Group segment faced a core loss of $29 million for the quarter, compared to an $18 million loss in the same quarter of the previous year. The Corporate & Other segment's core loss expanded to $103 million, up from $91 million. For the full year, the Property & Casualty segments saw core income grow to $1,664 million, thanks to improved current accident year underwriting results and increased net investment income, though partially offset by negative net prior period developments.
Net written premium growth for these Property & Casualty segments was 5%, aided by a 4% renewal premium change and a 3% increase in written rates. However, the Life & Group segment experienced an increase in annual core loss to $44 million, rising from $23 million, while the Corporate & Other segment's core loss increased to $278 million from $210 million.
Strategic Dividends and Financial Outlook
CNA Financial has declared a quarterly cash dividend of $0.48 per share and a special dividend of $2.00 per share, set for payment on March 12, 2026, for shareholders of record as of February 23, 2026. CEO Douglas M. Worman expressed optimism, highlighting the company's strong underwriting and investment results for 2025, emphasizing CNA's strategic positioning as it moves into 2026 with a disciplined approach and a robust balance sheet.
The Property & Casualty full year combined ratio stood at 94.7%, reflecting effective cost management and strategic investments in technology and talent development. Recent upgrades of CNA's financial strength rating to A+ by AM Best affirm the company's strong operational performance and financial resilience.
These detailed financial results and strategic moves provide key insights for stakeholders into CNA Financial's market positioning and compliance with regulatory requirements. To explore CNA's comprehensive report on its 2025 financial performance, stakeholders are encouraged to visit the company's official website.