FEMA Launches Free Online Tool for Flood Insurance Quotes After Indiana Flooding

In the aftermath of recent floods in Franklin, Indiana, FEMA has responded by launching a new online tool to aid U.S. homeowners in understanding and procuring flood insurance. Despite flooding being the most widespread natural disaster in the U.S., it remains uncovered by standard homeowner policies. The tool, available through the National Flood Insurance Program on floodsmart.gov, offers a free quotation service that assesses individual flood risks. This initiative is especially timely as less than 4% of U.S. households have flood insurance coverage, despite almost all experiencing the effects of flooding at some point. The tool not only facilitates access to necessary coverage but also educates homeowners on mitigating potential future damages through adequate insurance planning.