Selective Insurance Group Q4 2025 Financial Results and Market Insights
Selective Insurance Group is set to release its fourth-quarter 2025 financial results after the stock market closes on January 29, 2026. Analysts anticipate the company will report an earnings per share (EPS) of $2.15 and $1.3611 billion in revenue. The earnings call is scheduled for January 30, 2026, at 8:00 AM Eastern Time.
Earlier, on October 22, 2025, Selective Insurance Group exceeded expectations with an EPS of $1.75, surpassing the forecasted $1.71. The quarterly revenue reached $1.36 billion, above the projected $1.35 billion. This reflects a 9.3% year-over-year revenue increase, compared to the $1.40 EPS reported previously, highlighting strong market performance and risk management strategies.
Future Prospects and Market Performance
Looking ahead, analysts forecast an annual EPS of $8 for both the current and next fiscal years. As trading kicked off with shares at $82.83 and a market cap of $5 billion, Selective Insurance maintains a price-to-earnings (PE) ratio of 12.76 and a stable debt-to-equity ratio of 0.27. These figures underscore its solid underwriting practices and financial stability.
Investment Movements and Analyst Insights
Investment interest has grown, with institutional investors like Amundi increasing their stakes significantly by adding more shares, totaling 389 in the first quarter. Similarly, Danske Bank A S and Advisory Services Network LLC acquired new stakes in the third quarter, demonstrating confidence in Selective Insurance's strategic positioning in the industry and regulatory compliance.
Analyst opinions vary on stock performance; Morgan Stanley increased its price objective to $72, maintaining an "underweight" rating. Conversely, BMO Capital Markets downgraded its rating to "market perform," while Keefe, Bruyette & Woods set a target price of $81, also with a "market perform" stance. Zacks Research shifted its rating from "strong sell" to "hold," indicating a balanced outlook amidst regulatory compliance and market volatility.
Company Background and Market Presence
Based in Branchville, New Jersey, Selective Insurance Group stands as a leading provider in the property and casualty insurance sector. Since going public in 1999, the company has expanded its market presence through strategic acquisitions and organic growth. It now offers a broad spectrum of insurance solutions for both commercial and personal lines, emphasizing its commitment to regulatory standards and compliance requirements.