Maryland Woman Sentenced for Orchestrating Substantial Insurance Fraud
Insurance Fraud Case Leads to Sentencing in Maryland
BALTIMORE, MD – Kanika Oni Boston, a Washington, D.C. resident, has been sentenced for orchestrating substantial insurance fraud. Attorney General Anthony G. Brown announced that Boston's scheme involved fraudulent claims against American Family Life Assurance Company (AFLAC) and National Teachers Association Life Insurance (NTALife) while residing in Maryland. The Maryland Office of the Attorney General’s Fraud and Corruption Unit, in collaboration with the Maryland Insurance Administration (MIA), led the investigation that revealed extensive fraudulent activity.
Between August 2016 and July 2017, Boston filed seven illegitimate claims under her NTALife short-term disability, accident, and specified health event policies without any supporting medical documentation. This resulted in a theft of $106,100 from NTALife.
Boston's fraudulent activities also targeted AFLAC from October 2017 to November 2021, during which she submitted over 100 claims using false medical documents. This scheme defrauded AFLAC of $324,235.17. The Maryland Insurance Administration's investigation confirmed a lack of valid medical records for these claims.
Sentencing and Consequences
The Circuit Court for Prince George’s County, presided over by Honorable C. Philip Nichols, Jr., sentenced Boston on January 13, 2026. She received a one-year jail term at Prince George’s County Detention Center, followed by five years of unsupervised probation, and faces up to 19 years if she violates probation terms. Restitution of $430,335.17 has been repaid to AFLAC and NTALife.
Attorney General Brown emphasized, "Insurance fraud drives up costs for everyone and undermines programs that support those who need it most." Maryland Insurance Commissioner Marie Grant added, "Fraud substantially increases insurance costs. The MIA was pleased to work with the Attorney General to ensure this individual faced justice."
Industry Implications
This case underscores the industry's need for vigilance and showcases the cooperative efforts of state authorities to address insurance fraud. The prosecution and restitution highlight the commitment to maintaining integrity and protecting resources within the insurance sector.
Industry professionals seeking more details can contact the Maryland Insurance Administration or the Office of the Attorney General for further information on the case.