Top Dental Insurance Plans For Braces Reviewed

Braces can be expensive, starting at around $3,000, but dental insurance can significantly reduce these costs. Delta Dental is highlighted as the best dental insurance company for braces due to its extensive orthodontic coverage, offering at least two plans that cover adult braces. The evaluation of 13 dental insurance plans from various companies was based on affordability, coverage limits, and customer satisfaction.

Delta Dental's PPO plan provides coverage of up to 50% for orthodontic care after a reasonable deductible, with a lifetime maximum of $1,500, making it a favorable option for those needing orthodontic services. The plan is available in 15 states and Washington, D.C., but there is a waiting period for coverage.

Anthem offers a plan that has no waiting period for children, covering 50% of orthodontic costs up to $1,000, but it doesn't cover adult braces. Spirit Dental offers low premiums and has no waiting period, although its initial coverage percentages for children's orthodontic care start low, increasing over the years.

Overall, consumers should research the dental plans available in their states, looking for coverage options that suit their specific needs for braces and orthodontic care, based on premium affordability and provider networks.