Enhancing Life Insurance for Military Families: A Legislative Update

Recently enacted legislation, spearheaded by Congresswoman Marilyn Strickland and Senator John Cornyn, aims to enhance life insurance benefits for military personnel and their families. The Fairness for Servicemembers and Their Families Act of 2025 aligns the life insurance coverages provided through Servicemembers’ Group Life Insurance (SGLI) and Veterans Group Life Insurance (VGLI) with prevailing economic conditions, offering improved financial security.

Key Updates and Economic Alignment

The legislation introduces crucial adjustments to insurance coverage amounts, ensuring benefits are in line with inflation and evolving living costs. This enhancement to the life insurance provisions is a testament to a robust financial safety net for servicemembers, veterans, and their families, reflecting a commitment to adapting life insurance programs to meet current economic realities.

Bipartisan Support and Legislative Success

With strong bipartisan support, Congress has highlighted a unified approach to boosting the financial security of military families. The Department of Veterans Affairs can now offer competitive life insurance packages, addressing the needs of servicemembers and their families amidst changing economic climates. Initially presented in 2023, the legislation was signed into law on December 12, 2025, marking a crucial step forward in ensuring life insurance programs adequately support military families.