Aon Renewed Client Treaty for 2026: Expanding Insurance Capacity

Aon has successfully renewed its Aon Client Treaty (ACT) for 2026, maintaining its capacity levels while expanding its service offerings to new client segments and lines of business. This renewal solidifies ACT's position as a primary placement tool within Aon's global broking framework, ensuring clients access to pre-secured Lloyd’s capacity under consistent terms. This strategic move demonstrates Aon's commitment to meeting regulatory compliance requirements and leveraging advanced underwriting practices.

The Aon Client Treaty will continue to provide 28.5% of pre-secured Lloyd's co-insurance capacity for business brokered through Aon's centers in London and Singapore, consistent with 2025 figures. QBE leads the facility, supported by a Lloyd's panel with strong financial ratings of AA- from S&P and A+ from AM Best, reinforcing the stability necessary for effective claims management. The client dividend for 2026 remains at 1.5%, a scheme introduced last year that aligns with optimal market conditions, allowing clients to efficiently secure capacity across diverse business classes.

The scope of ACT has been broadened for the year 2026, marking a significant strategic expansion to include global facultative reinsurance clients and a focus on sectors like aviation and space insurance risks. These enhancements offer streamlined capacity access, addressing evolving risk management needs and increasing demand for insurance in large-scale infrastructure projects such as data centers. This renewal emphasizes Aon's effective deployment of its risk capital structure, utilizing Lloyd's capacity alongside robust data, analytics, and placement expertise to enhance speed and reliability.