Standard Premium Finance Plans Growth and Diversification in 2026

Standard Premium Finance Holdings has announced strategic priorities and industry insights for 2026, highlighting its expanded operational presence and financial capacity. The company now operates in 40 licensed states, supported by a recently increased $115 million credit facility, enabling enhanced support for portfolio growth and geographic expansion. The U.S. insurance premium finance market, valued at approximately $60 billion annually, is expected to grow at a compound annual growth rate of about 10%, driven largely by the excess and surplus insurance sector. Standard Premium aims to capitalize on this growth by focusing on loan portfolio expansion, improving diluted earnings per share, and exploring potential geographic diversification through entry into additional licensed territories. The company is also considering a potential uplisting to the NASDAQ stock market, contingent upon favorable market conditions and regulatory approval. CEO William Koppelmann emphasized the ongoing industry consolidation, viewing fragmentation as an opportunity for technology-driven firms and mergers and acquisitions activity within the premium finance space. Operating since 1991, Standard Premium Finance Holdings has financed premiums for over $2 billion in property and casualty insurance policies and continues to seek synergistic business acquisitions to enhance economies of scale in the evolving insurance premium finance market.