Most Americans Satisfied with Health Insurance Despite Claim Denials

A recent national poll conducted by NBC News Decision Desk and SurveyMonkey reveals that the majority of U.S. adults express satisfaction with their health insurance, with 82% reporting overall contentment and about one-third indicating high satisfaction. Satisfaction rates are notably higher among people aged 65 and older, as well as those with public insurance coverage such as Medicare and Medicaid, where approximately 90% express satisfaction compared to 77% of private insurance holders. Despite this, nearly a quarter of respondents encountered denied coverage or experienced delays in receiving care, treatment, or medication over the past two years, with women and those under 45 reporting higher incidence of issues. Individuals with private insurance were slightly more likely to report problems than those with public plans. The survey also explored opinions on the Affordable Care Act (ACA), revealing split views: 46% favor retaining it, 24% support repeal, and 31% remain uncertain. Support for the ACA was similar across public and private insurance holders but varied by demographic and political lines, with younger adults, women, Black Americans, and Democrats more inclined to keep the law. Trust in handling healthcare costs was higher for Democrats than Republicans, with 57% versus 43% respectively, and women showing a stronger preference for Democratic oversight. The findings highlight ongoing challenges with insurance claim denials and delays amidst general satisfaction, and reflect the persistent political and demographic divides regarding health policy.