Lincoln Financial Launches First Capital Group ETF Indexed FIA Account

Lincoln Financial has launched an innovative fixed indexed annuity (FIA) option linked to the Capital Group 1 Year Capital Group Dividend Value (CGDV) ETF. This marks the first time a Capital Group ETF indexed account is offered in the FIA market, combining active equity management with full downside protection. The Lincoln OptiBlend FIA account allows investors to access a diversified portfolio focused on larger U.S. companies with dividend potential, managed by a team with a strong track record. CGDV, currently rated Medalist Gold by Morningstar, has consistently outperformed the S&P 500 and 99% of ETFs in the Large Value category since its inception. The CGDV ETF is one of the largest actively managed ETFs from Capital Group, which holds over $19 billion in assets for this fund and $3 trillion in total AUM. Lincoln Financial highlights that this product innovation responds to investor demand for growth combined with protection, offering a unique solution in the liquid annuity market. The partnership between Lincoln Financial and Capital Group, ongoing since 1987, extends beyond variable annuities and registered index-linked annuities (RILAs) to now include this advanced FIA strategy. This new offering differentiates itself by providing exposure to active management in a traditionally passive indexed FIA space, potentially enhancing investor outcomes through expert crediting strategies tied to CGDV performance. This new FIA account reflects trends toward incorporating active ETFs into insurance products to meet evolving market needs for both risk mitigation and growth potential.