Lincoln Financial Launches Capital Group Dividend Value ETF Indexed Account for FIAs

Lincoln Financial has launched the 1 Year Capital Group Dividend Value (CGDV) ETF Participation account, a unique fixed indexed annuity (FIA) option within its Lincoln OptiBlend® product line. This account is the first to offer an FIA that tracks the performance of the Capital Group Dividend Value ETF, combining active investment management with diversified equity exposure and 100% downside protection for investors. The CGDV ETF focuses on established U.S. companies with dividend-paying potential, aiming for consistent returns and showcasing strong market performance, including beating the S&P 500 and most large value ETFs since its inception. Capital Group, with over $19 billion in assets under management for CGDV and recognized as ETF Issuer of the Year for 2025, contributes its active management expertise to this partnership, enhancing the product's appeal in the indexed annuity market traditionally dominated by passive strategies. This collaboration builds on a longstanding partnership between Lincoln Financial and Capital Group dating back to 1987, with both firms emphasizing innovation in fulfilling investor needs within annuity products. It is important to note that this indexed account does not involve direct ETF investments but credits interest based on the ETF's returns, excluding dividends from underlying stocks, and interest credited is subject to specific crediting strategies rather than guaranteed ETF performance. Lincoln Financial, a leading provider in annuities, life insurance, and retirement services, continues to expand its product offerings with this innovative indexed annuity option, aligning with market demands for growth with downside protection in volatile environments.