Lincoln Financial Launches Capital Group Dividend Value ETF Indexed Account in Fixed Indexed Annuities

Lincoln Financial has introduced a new fixed indexed annuity (FIA) option that tracks the Capital Group Dividend Value (CGDV) ETF, available exclusively via Lincoln OptiBlend® FIAs. This addition marks the first instance of a Capital Group ETF indexed account in the FIA market, providing investors with access to actively managed equity exposure focused on large, established U.S. dividend-paying companies, while maintaining 100% downside protection. The CGDV ETF holds over $19 billion in assets under management, carries a Morningstar Medalist Gold rating, and has historically outperformed the S&P 500 and most ETFs in the Large Value category since its inception in 2022. Lincoln Financial's offering addresses investor demand for solutions combining growth potential with capital preservation in annuities. Capital Group is recognized for its active ETF suite and was named the 2025 ETF Issuer of the Year by etf.com, managing $3 trillion in assets globally. As part of their longstanding partnership since 1987, this collaboration between Lincoln Financial and Capital Group expands innovative investment-linked annuity options beyond traditional passive index strategies, incorporating active management for enhanced risk-adjusted returns. This product aligns with regulatory guidelines for indexed annuities, clarifying that the annuity does not represent a direct investment in the ETF but credits indexed interest based on ETF performance metrics. Lincoln Financial remains a significant player in the U.S. annuity market, with a comprehensive suite of financial products and extensive customer trust. This launch reflects ongoing efforts to meet market demands for diversified, actively managed fixed indexed annuity products incorporating ETF benchmarks to optimize investor outcomes.