Idaho's 2026 Health Insurance Open Enrollment Ends Dec. 15: Key Details

The open enrollment period for 2026 health insurance coverage in Idaho ends on Monday, December 15, at midnight. Your Health Idaho, the state's health insurance marketplace, is encouraging residents to enroll promptly to ensure coverage starts on January 1, 2026. To facilitate enrollment and answer questions, the Customer Support Center will be open over the weekend before the deadline. Idahoans have the opportunity to apply for tax credits that can reduce monthly premiums and explore additional savings available for those selecting Silver plans. Despite the expiration of enhanced Premium Tax Credits at the end of 2025, standard tax credits remain available, although some premium increases may occur due to this expiration and other federal policy changes. Your Health Idaho emphasizes the importance of insurance coverage for both preventive and necessary medical services, with all plans covering ten Essential Health Benefits. Renewing customers are advised to review plan details and provider networks thoroughly, as these can change annually. Certified agents and brokers are available to provide free assistance for those navigating plan options, helping ensure informed enrollment decisions. Missing the enrollment deadline means having to wait for the next open enrollment period or qualifying life events to obtain coverage.