Avalon Expands Hurricane Insurance to Tier 1 Coastal Markets Excluding Florida

Avalon Risk Management has expanded its commercial property insurance services to include comprehensive hurricane coverage for Tier 1 wind zones along the U.S. Gulf and Atlantic coasts, stretching from Brownsville, Texas to Newport News, Virginia, excluding Florida. This new offering targets multifamily and commercial property owners in high-risk coastal markets, providing stable premiums, lower deductibles, and enhanced risk management backed by data-driven underwriting. The introduction of Avalon's hurricane insurance program comes amid a challenging environment marked by record-setting natural disaster costs exceeding $101 billion in the first half of 2025, prompting greater demand for reliable and competitively priced risk solutions. Meanwhile, a softening reinsurance market is exerting downward pressure on pricing, making Avalon's disciplined and technologically advanced approach especially timely. Avalon's risk management strategy relies on proprietary technology and partnerships with leading property claims data providers to selectively insure quality portfolios, reducing overall risk and improving claims outcomes. This methodology supports efficient underwriting and flexible policies that help mitigate costs and preserve net operating income for insured property owners. The expansion into Tier 1 wind zones represents a significant development, as these areas have historically posed complex insurance challenges due to high exposure to hurricane damage. Avalon's offering addresses this by combining rigorous portfolio selection and customized coverage with expert claims management. Industry feedback highlights Avalon's underwriting intelligence and operational support as key differentiators driving superior financial and risk results. Overall, Avalon's broadened hurricane insurance solution aims to enhance market stability for property owners in vulnerable coastal regions, offering a competitive alternative to traditional insurers through data-centric, transparent risk management. This move reflects ongoing shifts in the commercial property insurance landscape where technology and analytics are becoming central to managing catastrophic risk.