Guardian Expands Registered Index-Linked Annuity with New Crediting Strategies

The Guardian Life Insurance Company of America has enhanced its registered index-linked annuity (RILA) product, Guardian MarketPerform®, by adding two new Crediting Strategies: Step-Up Trigger Rate and Cap with Participation and Spread strategies. These additions provide clients with greater growth potential and increased customization options without additional fees. The enhancements follow other updates made in 2025, including the expansion of Guardian MarketPerform availability to New York and the introduction of Nasdaq-100 index terms.