Colorado Health Insurance Premiums to Nearly Double in 2026 Amid Subsidy Expiration

Health insurance premiums for Coloradans purchasing subsidized plans on the individual marketplace are projected to nearly double in 2026 unless Congress intervenes with new legislation. This significant increase results from rising underlying health insurance costs combined with the expiration of pandemic-era enhanced subsidies, transferring greater financial responsibility onto individuals. The most affected groups include rural residents and those aged 55 to 64, who face even steeper monthly premium hikes. This trend signals potential affordability challenges for these demographics and may influence enrollment decisions and coverage strategies in the Colorado health insurance market.