Beneva Adopts Guidewire APD to Accelerate Digital Auto Insurance Services

Quebec-based insurer Beneva has accelerated its digital transformation by integrating Guidewire's Advanced Product Designer (APD) to enable online auto insurance policy management. This technological upgrade allows customers to purchase, modify, and cancel policies entirely through digital channels, with plans to extend these capabilities to personal auto, commercial, and home insurance lines. The project was completed in eight weeks, significantly faster than projected, and represents one of the early successful deployments of APD within the Guidewire Cloud Platform. The initiative addresses common challenges in traditional insurance carriers, such as navigating complex regulatory frameworks and fragmented legacy systems that hinder the adoption of seamless digital experiences. Beneva's adoption of APD provides a flexible, modular infrastructure that supports rapid product development cycles, enhances security, and improves customer engagement through streamlined digital interactions. The partnership with GFT, a technology services company from Germany, was pivotal in the swift migration process, showcasing the advantages of collaborative implementations in modernizing insurance technology systems. Additionally, Guidewire’s APD incorporates AI-driven functionalities to further automate processes and increase operational efficiency. This move aligns with industry trends where a significant majority of consumers prefer digital platforms for insurance management, motivating insurers to innovate product delivery and digital customer service capabilities. Beneva's successful migration sets a precedent for other insurers looking to reduce time to market and adapt to evolving market demands efficiently. The collaboration is part of Guidewire's Early Adopter Program, which supports insurers in leveraging new cloud-based tools to innovate rapidly. As insurance providers face increasing pressure to digitize and enhance customer experiences, platforms like Guidewire’s APD are becoming integral to maintaining competitive advantage in a complex regulatory and technologically diverse landscape.