Michigan Auto Insurance Savings Average $357 Since 2019 No-Fault Reforms

Since Michigan reformed its no-fault auto insurance law in 2019, drivers have seen an average premium reduction of 18.8%, equating to about $357 in savings per driver. These reforms have lowered costs even for those maintaining unlimited medical coverage due to decreased payments to the Michigan Catastrophic Claims Association fund. The most significant savings are observed in Wayne County, where personal injury protection (PIP) premiums dropped by an average of $539 per vehicle.