Medicare Open Enrollment 2025: Key Dates and Coverage Review Insights

The Medicare Open Enrollment Period for 2025 runs from October 15 to December 7, allowing beneficiaries to review and modify their coverage before changes take effect on January 1, 2026. Beneficiaries can retain their current plans if they remain suitable and available, but yearly comparisons are advised due to evolving plan options and regulatory updates, including new out-of-pocket caps on prescription drugs. Despite the benefits, many beneficiaries do not reassess their plans annually, potentially missing opportunities for cost savings and better alignment with medical needs.