OneAmerica Financial Boosts 2026 Policyholder Dividends by 17%

OneAmerica Financial and its subsidiary American United Life Insurance Company (AUL) have announced a 17% increase in the dividend interest rate for policyholders in 2026, reflecting a 10-basis point rise from 2025.

This dividend scale enhancement applies to new business and specified inforce policies, signaling financial stability and growth. With nearly 150 years in operation, AUL continues to demonstrate its commitment to long-term financial security and strong dividend payouts, aligned with its mutual organizational values of integrity and stewardship.

The increase in dividend rates underscores OneAmerica Financial's ability to effectively manage its business for the benefit of policyholders, maintaining a strategic focus on delivering value through consistent payouts. The company attributes this growth to robust financial ratings from leading agencies, having recently earned an A+ (Superior) rating from AM Best and an AA- rating from S&P Global Ratings. These ratings validate the organization's financial strength and claims-paying capacity.

OneAmerica Financial operates under a mutual structure, which fosters a policyholder-centric approach exemplified by steady dividend payments. The company's strong credit ratings provide reassurance about its financial resilience and capacity to meet obligations. This announcement reflects disciplined financial management practices and reinforces confidence among stakeholders regarding future performance.

While dividends are not guaranteed and past performance does not predict future results, OneAmerica Financial's strategic dividend increase comes amid an industry environment focusing on stability, compliance, and effective risk management. This positions the company favorably in a competitive insurance market, offering policyholders enhanced returns in conjunction with sound operational stewardship.

Insurance professionals and decision-makers can interpret this dividend announcement as an indicator of OneAmerica Financial's commitment to sustaining financial health and prioritizing policyholder interests. The development aligns with broader industry expectations concerning regulatory compliance and financial transparency. Ongoing strong credit ratings from AM Best and S&P support continued confidence in the company's claims-paying ability and competitive positioning within the life insurance sector.