National Life Group

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Associated Carriers

Products & Plans

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • FlexLife NL
  • PeakLife NL
  • BasicSecure NL

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • TotalSecure NL

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Term NL

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Green Mountain Freedom 5 NY
  • Green Mountain Freedom Flex NY
  • NL Green Mountain Freedom

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • NL SPIA

About

News About National Life Group

Indexed Annuity Rate Changes

Rates are decreasing for single premium and flexible premium FIAs.

This weekend, rates are changing for Zenith and Driver single premium fixed indexed annuities (FIAs) and for Flex Secure Growth and Flex Select Income flexible premium FIAs.

The following rates will be decreasing:

  • Participation rates
  • Cap rates
  • Performance Trigger rates
  • Fixed account rates

To lock in current rates:

  • For flexible premium FIAs, submit applications and funds by Friday, February 27 (Saturday, February 28 at the latest).
  • For single premium FIAs, Rate Lock applies: Applications have to be submitted by Friday, February 27 (Saturday, February 28 at the latest), and funded or issued within 60 days.
Rates Feb 26, 2026

Multi-Year Guaranteed Annuity (MYGA) Rate Change

Effective Tuesday, December 16, for RetireMax Secure and Green Mountain Freedom 5 (NY).
Product $100K+ Below $100K
Current Rate New Rate Current Rate New Rate
RetireMax Secure 3 4.40% 4.20% 4.10% 3.90%
RetireMax Secure 3 MVA 4.80% 4.60% 4.50% 4.30%
RetireMax Secure 5 4.60% 4.40% 4.30% 4.10%
RetireMax Secure 5 MVA 5.00% 4.80% 4.70% 4.50%
Product Current Rate New Rate
Green Mountain Freedom 5 NY 4.75% 4.25%
Rates Dec 12, 2025

Multi-Year Guaranteed Annuity (MYGA) Rate Change

Effective October 1 for RetireMax Secure and Green Mountain Freedom 5 (NY).

 

We will make the following annuity rate changes, effective Tuesday, October 1.

Product $100K+ Below $100K
Current Rate New Rate Current Rate New Rate
RetireMax Secure 3 4.90% 4.70% 4.60% 4.40%
RetireMax Secure 3 MVA 5.10% 4.90% 4.80% 4.60%
RetireMax Secure 5 5.00% 4.80% 4.70% 4.50%
RetireMax Secure 5 MVA 5.20% 5.00% 4.90% 4.70%
Product Current Rate New Rate
Green Mountain Freedom 5 NY 4.60% 4.50%
Product Sep 26, 2024

Did You Hear the News? New RetireMax Secure (MYGA)

New features launched August 24.

Starting August 24, more clients are now able to benefit from locking in a guaranteed interest rate with RetireMax Secure (not available in NY). They also have more options than ever before.

Here’s what’s new:

  • Minimum deposit of $25,000 means more clients can buy this MYGA
  • Choice of 3-year or 5-year rate guarantee period
  • Market Value Adjustment (MVA) options that offer a higher rate (Learn about MVA)
  • Rate banding, with a higher rate starting at $100,000
  • 60-day rate lock instead of a 90-day rate lock

RetireMax Secure will continue to offer all the benefits loved by clients today.

  • Guaranteed interest rate for a set number of years
  • Interest compounds
  • Protected from market risk
  • Access to money
  • No fees or expenses

Learn about annuity transfers

Product Sep 04, 2024

Underwriting Guideline Updates

Effective August 1, we have Underwriting Guideline updates!

  • EKG age/amt – we eliminated the need for EKGs between ages 51-69 at face amounts of $5,000,001 to $10,000,000.  This means EKGs are needed on all 70 year olds and older, and face amounts $10,000,001 and greater.
  • Private aviation – applicants may now be considered for better than standard rate classes.
Carrier Operations Aug 01, 2024