Heartland National Life Insurance Company

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Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
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Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
  • Secure Choice Short-Term Home Health Care

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Secure Advantage Flex

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Secure Rate 3
  • Secure Rate 5
  • Secure Rate 7
  • Secure Rate 10

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Simply Secure Cancer, Heart Attack & Stroke

As of last Friday, 01.09.2026 Heartland National Life has increased our 5-Year MYGA rate up to 5.75%.

Rates as of 01.09.2026:

3-Year MYGA: Our current rate of 5.25%

5-Year MYGA: Our current rate of 5.65% will Increase to 5.75%

7 -Year MYGA: Our current rate of 5.75%

10-Year MYGA: Our current rate of 5.75%

 

Heartland National will honor these rates for all Multi Year Guaranteed Annuities funded on or after January 9th, until future rate adjustments occur.

Rates Jan 09, 2026

MYGA rates are increasing

New Rates Effective 09.10.2025

3 Yr- 5.25%

5 Yr- 5.65%

7 Yr- 5.75%

10 Yr- 5.75%

Rates Sep 08, 2025