Heartland National Life Insurance Company

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Products & Plans

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • A
  • C
  • G
  • N
  • B

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
  • Secure Choice Short-Term Home Health Care

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Secure Advantage Flex
  • Secure Select Hospital Indemnity

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Secure Rate 3
  • Secure Rate 5
  • Secure Rate 7
  • Secure Rate 10
  • Secure Rate Pro

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
  • Simply Secure Cancer, Heart Attack & Stroke

Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

No plans available

About

News About Heartland National Life Insurance Company

Secure Rate Pro 3, 5, 7, 10 rate change: Effective on November 9, 2026

Key Rate Changes:
  • 3-Year Secure Rate Pro MYGA: Our current rate of 5.70% will decrease to 5.55%
  • 5-Year Secure Rate Pro MYGA: Our current rate of 6.00% will decrease to 5.85%
  • 7 -Year Secure Rate Pro MYGA: Our current rate of 6.00% will decrease to 5.85%
  • 10-Year Secure Rate Pro MYGA: Our current rate of 6.05% will decrease to 5.90%

 

  • Current Rates End: Sunday, November 8, 2026, at Midnight CT.
  • New Rates Effective: Monday, November 9, 2026
Rates Nov 04, 2026

Secure Rate Pro 3, 5, 7, 10 rate change: Effective on October 16, 2026

  • 3-Year Secure Rate Pro MYGA: Our current rate of 5.80% will decrease to 5.70%
  • 5-Year Secure Rate Pro MYGA: Our current rate of 6.10% will decrease to 6.00%
  • 7 -Year Secure Rate Pro MYGA: Our current rate of 6.10% will decrease to 6.00%
  • 10-Year Secure Rate Pro MYGA: Our current rate of 6.15% will decrease to 6.05%

Rate Changes for Secure Rate Pro 3, 5, 7, and 10:

Rates

Secure Rate

Pro 3

Secure Rate

Pro 5

Secure Rate

Pro 7

Secure Rate

Pro 10

Old

5.80%

6.10%

6.10%

6.15%

New

5.70%

6.00%

6.00%

6.05%
Rates Oct 19, 2026

Secure Rate 3, 5, 7, 10: Effective on September 11, 2026 (Midnight CT)

  • 3-Year MYGA: Our current rate of 5.20% will decrease to 4.95%
  • 5-Year MYGA: Our current rate of 5.50% will decrease to 5.25%
  • 7 -Year MYGA: Our current rate of 5.60% will decrease to 5.35%
  • 10-Year MYGA: Our current rate of 5.70% will decrease to 5.45%
Rates Sep 15, 2026

Effective Date: 07/27/2026

This directive serves as official notice that the New Business physical address for Heartland National Life Insurance Company will be changing. This address is designated for courier deliveries, including FedEx, UPS, and other delivery services.

The new address will become effective on July 27, 2026.

The new physical address is as follows:

Heartland National Life:

470 Hanes Mill Road

Suite 200

Winston-Salem, NC 27105

 

Please note: The mailing P.O. Box addresses will not change. They will remain as:

 

ANNUITY BUSINESS

Heartland National Life

P.O. Box 11466

Winston-Salem, NC 27106

 

HEALTH BUSINESS

Heartland National Life

P.O. Box 11903

Winston-Salem, NC 27106

Carrier Operations Jul 15, 2026

Medicare Supplement Plan in Ohio

This directive serves to inform all licensed agents in the state of Ohio of an upcoming rate adjustment to our Medicare Supplement (Medigap) insurance plans. Due to the cost increase for hospital and medical care, it is necessary to increase premiums on several of our Medicare Supplement plans.

The new rates will go into effect August 1, 2026 for:

  • New Enrollments submitted on or after this date
  • Existing Policyholders upon their next policy anniversary following the effective date

Current Modernized Plans

Plan A

Plan C

Plan G

Plan N

Increased Amount

20.0%

20.0%

20.0%

20.0%
Rates Jul 14, 2026